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Fortress Insurance CompanyFortress Insurance Company
Fortress Insurance CompanyFortress Insurance Company
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Slide Supporting Brokers on Subscription Policies

Insurance Solutions for Canadian Brokers

At Fortress Insurance, we work exclusively with independent Canadian brokers and MGAs, providing responsive capacity, quick decisions, and dependable support. Our goal is to build strong, long-term partnerships that help brokers serve their clients efficiently and confidently across Canada.

Purpose

The facility supports brokers on subscription property policies where additional domestic capacity is required to fill the line.

Our goal is to build a diverse, well-managed portfolio across Canada, focusing on:

  • Commercial Realty
  • Retail
  • Hospitality
  • Wholesale
  • Business & Professional Services

Criteria

Submissions should meet these general underwriting guidelines.

  • Fortress TIV: Up to $12 million per location.
  • Lead Market: Follow domestic lead (includes all main markets).
  • Wordings: Follow domestic IBC-based commercial property wordings.
  • Key Exclusions: Communicable Disease, Cyber, Terrorism.
  • Rates and Terms: Competitive and market-aligned.

Purpose

The facility supports brokers on subscription property policies where additional domestic capacity is required to fill the line.

Our goal is to build a diverse, well-managed portfolio across Canada, focusing on:

  • Commercial Realty
  • Retail
  • Hospitality
  • Wholesale
  • Business & Professional Services

Criteria

Submissions should meet these general underwriting guidelines.

  • Fortress TIV: Up to $12 million per location.
  • Lead Market: Follow domestic lead (includes all main markets).
  • Wordings: Follow domestic IBC-based commercial property wordings.
  • Key Exclusions: Communicable Disease, Cyber, Terrorism.
  • Rates and Terms: Competitive and market-aligned.

Process

  • Submit your full submission — including lead terms and rates — to quoterequests@fortressinsurance.ca.
  • Our underwriters will review and confirm participation promptly.
  • Complete submissions with all key underwriting information receive priority attention.

Benefits for Brokers

  • Domestic capacity from a Canadian insurer.
  • Quick turnaround — target response within 24 hours for complete submissions.
  • Broad appetite across well-managed risks.
  • Aligned underwriting — we generally follow lead terms, pricing, and claims.
  • AM Best’s A rated global reinsurance backing for confidence and consistency.

Process

  • Submit your full submission — including lead terms and rates — to quoterequests@fortressinsurance.ca.
  • Our underwriters will review and confirm participation promptly.
  • Complete submissions with all key underwriting information receive priority attention.

Benefits for Brokers

  • Domestic capacity from a Canadian insurer.
  • Quick turnaround — target response within 24 hours for complete submissions.
  • Broad appetite across well-managed risks.
  • Aligned underwriting — we generally follow lead terms, pricing, and claims.
  • AM Best’s A rated global reinsurance backing for confidence and consistency.

Join Our Team

If you’re interested in being part of our independent insurance broker team, please get in touch.

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Suite 1050, 736 6th Ave SW

Calgary, Alberta

T2P 3T7

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